Privacy Policy

Effective May 2026

1. Introduction

FutureProof Insurance Agency, together with its affiliates and subsidiaries (collectively, "FutureProof Insurance Agency," "we," "us," or "our"), respects your privacy and takes our privacy responsibility very seriously and is committed to protecting it in a manner consistent with applicable law and this statement. Our mailing address is 8677 Villa La Jolla Drive #1217, La Jolla, CA 92037. This Policy and notice applies to your Personal Information that we may collect, use, receive, and disclose and describes our practices for collecting, using, maintaining, protecting and disclosing that information in the course of providing our services. Please read this Policy carefully to understand our policies regarding your Personal Information and how we will treat it. If you should have any questions regarding this privacy Policy please contact us at info@futureproofins.com, +1 (239) 427-1787.

2. Personal Information We Collect

"Personal Information" is information that identifies you as an individual or relates to you, an identifiable individual. The Personal Information we may collect about you from our clients (or receive directly from you) will depend on the type of service we have been engaged to provide. Such Personal Information includes, but is not limited to:

  • Name, contact information, and other identifiers (real name, alias, address, unique personal identifier, online identifier, IP address, email address, account name, Social Security number, driver's license number, or other similar identifiers);
  • Personal identification documentation (Social Security Number, driver's license number, passport number, employee identification numbers, insurance policy number, bank account number, etc.);
  • Assets and income, occupation and employment status, dependent information and other relevant financial information;
  • Information related to the provision of services to you, such as policy information, claims information, and information relating to any of your past claims and related losses;
  • Information relating to your account activity and premium payment history;
  • Information from reporting agencies and state and federal government agencies, such as state motor vehicle departments;
  • Information from other sources, such as medical or health care providers and other third parties with which you or we maintain a relationship;
  • Statements made by or about you;
  • Records of communications; and
  • Usage data (internet or other electronic network activity information including, but not limited to, browsing history, search history, and information regarding a consumer's interaction with our websites, applications, or advertisements).

3. How We Collect Personal Information

We generally collect your Personal Information only to the extent that is required for us to perform services on your behalf. We may collect your Personal Information in a variety of ways, including:

  • By you directly within insurance applications or in connection with other communications;
  • From public sources;
  • From third parties, including insurance carriers and other industry service providers;
  • Through our websites and use of tracking technologies; and
  • Third-party use of cookies or other tracking technologies.

4. Purpose for Collecting Your Personal Information

We collect your Personal Information for everyday business purposes in order to perform services on your behalf. We would generally be unable to perform our services on your behalf without collecting, using or disclosing such Personal Information.

5. Use and Disclosure of Your Personal Information

We use the Personal Information that we collect about you to perform services on your behalf and to provide you with the insurance products and services you expect from us.

From time to time, we may share your Personal Information for the following reasons:

  • To fulfill any purpose for which you provided your Personal Information;
  • To fulfill our everyday business purposes;
  • To present our website and its contents to you;
  • For legal responses;
  • For any other purpose with your consent; and
  • For other purposes as may be permitted by law.

We do not sell your personal information to third parties, other than in connection with a merger, sale, or other transfer of organizational assets.

6. Data Security and Retention

We have implemented measures reasonably designed to protect and secure your Personal Information from accidental loss, misuse, and from unauthorized access, use, alteration, and disclosure. Unfortunately, the transmission of information via the Internet is not completely secure. Please immediately notify us if you have reason to believe that your Personal Information maintained by us is no longer secure.

7. Lead Generation Practices

Our website may collect information through various lead generation methods, including:

  • Online Forms: When you submit your information via forms on our website.
  • Advertising Campaigns: When you click on ads or sponsored content that direct you to our site.
  • Third-Party Lead Providers: We may work with third-party providers to generate leads and may receive your information from these partners.

8. Changes and Updates to Our Privacy Policy

We may modify or update this Policy from time to time. Your continued use of our website constitutes your acceptance of such changes.

Additional Disclosures for California Residents

This section supplements the Privacy Policy above and is provided in a manner consistent with the California Consumer Privacy Act ("CCPA"). It applies solely to residents of the State of California.

1. Categories of Personal Information Collected

We have collected the following categories of Personal Information from consumers within the last twelve (12) months:

  • Identifiers (name, address, IP address, email address, Social Security number, driver's license number);
  • Personal Information under the California Customer Records Statute;
  • Protected Classification Characteristics (race, color, sex, age, religion, national origin, disability, citizenship status, genetic information);
  • Commercial Information (records of personal property, products or services purchased, transaction histories);
  • Internet or other network activity; and
  • Professional or Employment Related information.

We do not and have not sold Personal Information in the preceding twelve (12) months.

2. Sources of Personal Information

  • Directly from you — from insurance applications, forms, or communications;
  • From third parties — from insurance carriers, other industry service providers; and
  • Through our website and use of cookies.

3. Rights for California Residents

  • Right to Know: You may request disclosure of the categories and specific pieces of Personal Information we have collected about you in the preceding 12 months.
  • Right to Delete: You may request that we delete Personal Information we have collected from you, subject to certain exceptions.
  • Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

4. Submitting Requests

To exercise your rights, California residents may contact us:

5. Changes to This Notice

We may modify or update this Notice periodically. The latest version will be posted on this page.